联邦直接贷款
With direct loans, the lender is the United States Department of Education (DOE). You borrow directly from the DOE to help cover your educational expenses. 这些贷款利率很低, and you don’t have to begin paying the DOE back until after you 毕业或退学 .
Depending upon your level of financial need, you may be offered one of two types of direct loans:
联邦直接补贴贷款
The federal 政府ernment pays the interest on a subsidized loan while the borrower is enrolled at least half-time. After you graduate with an undergraduate degree or at the time of withdrawal, the federal 政府ernment no longer pays the interest on your 联邦直接补贴贷款
谁符合资格?
学生 who demonstrate financial need based upon the Free Application for Federal Student Aid (FAFSA)
利率?
For undergraduate students, the interest rate is fixed at 5.2023-2024学年的50%, 于七月一日或之后首次付款, 2023年和7月1日之前, 2024.
其他费用?
1.057 percent origination fee for all loans where the first disbursement is made on or after October 1, 2020, 10月1日之前, 2024
每月最低还款额?
$50 (can be more depending on full amount borrowed)
联邦直接无补贴贷款
With the unsubsidized loan, you are responsible for paying the interest on your loan. The federal 政府ernment does not pay the interest as it does with a subsidized loan. You may begin paying the interest while you are still in school or add the interest to the total amount of your loan (capitalization), which you will begin repaying after you leave school, 毕业或退学.
谁符合资格?
学生 who have filed the Free Application for Federal Student Aid (FAFSA) who do not qualify for a federal direct subsidized loan
利率?
For undergraduate students, the interest rate is fixed at 5.2023-2024学年的50%, 于七月一日或之后首次付款, 2023年和7月1日之前, 2024.
其他费用?
1.057 percent origination fee for all loans where the first disbursement is made on or after October 1, 2020, 10月1日之前, 2024
每月最低还款额?
$50 (can be more depending on full amount borrowed)
独立的学生, graduate students and any dependent undergraduates whose parents are denied a Federal Direct Parent Loan for Undergraduate 学生 (PLUS) due to unsatisfactory credit are automatically eligible for additional federal unsubsidized direct loan. 第一个- and second-year students are eligible for an additional $6,000, and third- and fourth-year students are eligible for an additional $7,如果直接PLUS贷款被拒绝. This unsubsidized loan amount is in addition to the student’s base loan limits for the Federal Subsidized and Unsubsidized Direct Loan programs listed below.
最高贷款金额
Under federal direct subsidized and unsubsidized loans, the maximum loan amounts students may borrow per year are as follows:
就读年份 | 基地的数量 | Additional unsubsidized (dependent students EXCEPT students whose parents are denied a PLUS loan) | Additional unsubsidized (independent students and dependent students whose parents are denied a PLUS loan) |
---|---|---|---|
第一个 | $3,500 | $2,000 | $6,000 |
第二个 | $4,500 | $2,000 | $6,000 |
第三 | $5,500 | $2,000 | $7,000 |
第四 | $5,500 | $2,000 | $7,000 |
第五年的老年人 | $5,500 | $2,000 | $7,000 |
研究生 | $8,500 | n/a | $12,000 |
申请直接贷款
To apply for a direct loan at Harvey Mudd College, you must complete the Free Application for Federal Student Aid (FAFSA), as well as complete a direct loan entrance counseling session, and submit a completed electronic master promissory note (EMPN). These must be completed prior to receiving your first loan disbursement and before funds can be credited to your student account.
- Complete the direct loan entrance counseling at studentaid.政府. You will need to log in using your Federal Student Aid (FSA) login.
- Complete the direct loan electronic master promissory note (EMPN) at studentaid.政府.
Since subsequent loans will be processed using the same EMPN you initially signed online, you will not need to submit another application for future direct loans that you borrow while attending Harvey Mudd College. You will be able to accept or decline subsequent direct loan offers by signing and returning your financial aid package or by emailing us at financial_aid@apipros.net 用你哈维·马德的邮箱地址. 学生 may also accept their federal direct loans via the online “Financial Aid @ HMC” portal.
直接贷款退出咨询
If you have previously borrowed through the 联邦直接贷款 Program and will be graduating, taking a leave of absence or withdrawing from Harvey Mudd College, federal regulations require you to complete the 出口咨询. 你可以参考 直接退出贷款辅导指引(PDF) 寻求帮助.
提供资源
- 净价计算器
- 财务援助@ HMC门户
- 录取和经济援助公告
- 可下载的形式
- 握手求职
- CSS档案
- Free Application for Federal Student Aid (FAFSA)
- 院校文献服务(IDOC)
- studentaid.政府
- 直接贷款退出咨询
- 直接退出贷款辅导指引(PDF)
- 消费者信息披露
- 外部及私人奖项
- Understanding Your Financial Aid Package (PDF)
- 联邦直接贷款(PDF)
- 联系财政援助
- 在线提交所需文件
电邮中的个人资料
Be sure to redact all personal identifiable information (PII), 如, 社会安全号码, 出生日期, 等. 当通过电子邮件发送文档时.